Choice is simple.

1. Employer sets budget.
2. Employer locks-in a rate for 12 months.
3. Employees choose from the following:

Flexible:

• 3 HMOs
• 4 PPOs
• Section 125 and COBRA administration by CONEXIS

Personal:

Blue Shield of California HMO
Blue Shield of California PPO
Health Net
ELECT Open Access
Salud con Health Net
Salud Mexico
Kaiser Permanente
Sharp Healthcare
Universal Care /
ChampionHEALTH by Universal Care
Western Health Advantage

Comprehensive

Dental:
3 Prepaid plans
2 PPO plans
EPO plan
Dental discount option
Complete mix-and-match

AIG American General
Cole Managed Vision
Landmark Health Plan
Security Financial Life
SmileSaver

VisionChiropractic / Acupuncture
Term life
Employer legal